EIOPA establishes Consultative Expert Group on Digital Ethics in Insurance
17/09/2019 13:00

​The European Insurance and Occupational Pensions Authority (EIOPA) established today its Consultative Expert Group on Digital Ethics in Insurance.

As a follow-up of its recent thematic review on the use of Big Data Analytics (BDA) in motor and health insurance, EIOPA established a Consultative Expert Group to assist the Authority in the development of digital responsibility principles in insurance.

The thematic review concluded that there are many opportunities arising from BDA and digitalisation more broadly, but also some risks that need to be further addressed. For this reason, the digital responsibility principles will address the use of new business models, technologies and data sources in insurance from the perspective of fairness and taking into account ethical considerations. While they are expected to cover different areas of the insurance value chain, specific focus will be given to pricing and underwriting, given their specific importance in the insurance sector.

The Consultative Expert Group may also act as a sounding board for EIOPA in other related policy initiatives in the area of InsurTech, for instance by supporting EIOPA in promoting a sound governance framework around the use of BDA tools such as Artificial Intelligence and Machine Learning.

EIOPA's call for expression of interest of July 2019 resulted in an extraordinary group of high-level experts with a diverse set of experiences and expertise.

EIOPA is pleased to confirm the composition of its Consultative Expert Group on Digital Ethics in Insurance. For further details, please refer to the table below.

The group will meet for the first time on Tuesday, 8 October.

Andreas HufenstuhlPricewaterhouseCoopers
Antti TalonenTampere University
Chris HollandLoughborough University
Chris K. MadsenAegon
Christian Hugo HoffmannSyntherion
Cristina Bellido AndujarCaixaBank
David WassongGenerali
Desislav DanovFinTech Guardian
Edoardo CarlucciBetter Finance
Esko KivisaariActuarial Association of Europe
Fernando Acevedo FríasIndependent consultant
Florian PonsInstitute des Actuaires
Gemma GarrigaAllianz
Gert MeyersKU Leuven
Jasper De Meyer BEUC
Jaya HandaLiberty
Jens-Daniel FlorianMarsh
João Torres BarreiroWillis Towers Watson
Lars GatschkeVerbraucherzentrale Bundesverband e.V.
Liisa HalmeIf P & C Insurance
Liz McFallUniversity of Edinburgh
Lutz Wilhelmy Swiss Re
Malika LabiEurop Assistance 
Marcello ZacchettiCattolica Assicurazioni
Marcin DetynieckiAXA
Martin MullinsUniversity of Limerick
Mirko KraftCoburg University of Applied Sciences and Arts
Olivier JérusalmyFinance Watch
Owen Morris Aviva
Paolo Stefano GiudiciUniversity of Pavia
Pedro Écija SerranoGrant Thornton
Petra ŽárskáSpoločnosť Ochrany Spotrebiteľov S.O.S
Philippe CotelleAirbus
Piotr CzublunCZUBLUN TRĘBICKI Law Office
Raymon BadloeAchmea
Reza Khorshidi AIG
Rui Ferreira Zurich Insurance Group
Thomas BrenøeInsurance & Pension Denmark
Virginia AntoniniReale Mutua Assicurazioni