Database of pension plans and products in the EEA

The compilation of registered Database of Pension Plans and Products herein is intended to provide easily accessible information in accordance to Article 8 of EIOPA Regulation.

The Database is a unique resource providing a comprehensive snapshot of the European pensions’ landscape and helps to better understand pension systems in Europe.

The Database has been prepared by EIOPA on a best effort basis, with contributions from national competent authorities. Adjustments and simplifications were applied both in defining characteristics of plans and products and in providing the information by the authorities. Therefore, the Database should not be interpreted as a fully complete, “official” list of all pension plans, products or their providers available in EEA. Similarly, the definitions and classifications used have been established for the purpose of the Database and are not binding in any way.

In addition, for some countries the information contained in the Database may not be entirely explicative of the national context.

Scope

Plans and products included in the Database are those non-public arrangements and investment vehicles which have an explicit objective of retirement provision (according to a national social and labour law or tax rules) irrespective whether they are of occupational or personal type.

Both 1st pillar-bis pensions available in the Central and Eastern Europe (CEE) and plans/products which are defined in the legislation but not yet offered to the public (or have no members) are also included.

The pension plans managed by the State or public entities (1st pillar pensions) and “pure” annuities (i.e. products not linked to an accumulation phase) are excluded from the Database. 

The Database is aimed to be updated, checked for completeness, consistency and methodological aspects on an annual basis.

EIOPA has prepared this compilation from information received from EEA national competent authorities. EIOPA accepts no responsibility or liability whatsoever.

Any comments or questions on this compilation should be addressed to registers@eiopa.europa.eu

Previous Database of pension plans and products in the EEA

Excel Spreadsheet 

Guide for Compilation

Statistical Summary​​

Country code:
Code of a pension plan, product or a provider - code level 1:
Name of a type of a pension plan, product or a provider - linked to code level 1:
Sub-kinds of level 1 classification - code level 2:
Applicable EU law/regulation:






Current/Historical data:

Results
Export Pension plans and products in EEA Register Data to CSV | Excel
Country codeCode of a pension plan, product or a provider - code level 1Name of a type of a pension plan, product or a provider - linked to code level 1Sub-kinds of level 1 classification - code level 2Applicable EU law/regulationEU law/regulation taken as informal reference by national legislationCompleteness of relevant regulationFirst Pillar bisOccupational vs. personal (OECD definition)Occupational vs. personal (based on EIOPA response to CfA)Employer contributionsMember contributionsDC vs. DBExposure to investment risk for memberFunding vs. unfundingFinancial vehicleMembershipTarget group of a plan/productDistribution channel to members (workplace)Distribution channel to members (external sales network)Distribution channel to members (internet)Distribution channel to members (other)Investment optionsPay-out phase (annuity)Pay-out phase (lump sum)Pay-out phase (programmed withdrawals)Pay-out phase OtherComment field – linked to the fields from 'Occupational vs. personal (OECD definition)' to 'Pay-out phase Other'The employee has a choice as to the pension product/plan providerComment – linked to the 'The employee has a choice as to the pension product/plan provider' fieldLinks to the 1st pillar pension system (SS)Links to the 1st pillar pension system (retirement age)Links to the 1st pillar pension system (opting-out and/or opting-in)Other links to 1st pillar pensionsGovernance requirementsOther SSL requirementsSpecific tax incentivesComment - linked to the fields from 'Links to the 1st pillar pension system (SS)' to the 'Specific tax incentives'Number of active members (sub-kinds) as at [year(t-1)]Number of active members (sub-kinds) as at [year(t)]Total assets or Total assets under management (sub-kinds) as at  [year(t-1)] (million €)Total assets or Total assets under management (sub-kinds) as at  [year(t)](million €)Number of active members (Latest available data)Total assets or Total assets under management (Latest available data) (million €)Comment - linked to fields 'Number of active members (Latest available data)'  and 'Total assets or Total assets under management (Latest available data) (million €)'Number of active members as at [year(t-1)]Number of active members as at [year(t)]Total assets or Total assets under management as at [year(t-1)] (millions €)Total assets or Total assets under management as at [year(t)] (millions €)Number of plans, products, providers as at [year(t)]General comment for quantitative indicatorsYear (t)Submission dateActivity start dateActivity end date
LTLT-4Pensijų kaupimo sutartis|Pension accumulation schemesLT-4.1NELUCITSYesYespersonalpersonalnot possiblenot possibleDCfull exposure to investment riskFundedSegregated assetsVoluntaryIndividualsnilpredominantimportantnilMultiple investment optionspartially mandatorypossiblenot possible  Yes YesYesNoNoNo representationNoNo 000,000,0000,00 8899959549991299829,201589760,750 201424/11/201501/01/2004 
LTLT-1Profesinių pensijų kaupimas|Occupational pension schemesLT-1.1IORP YesNooccupationaloccupationalmandatoryvoluntaryDCfull exposure to investment riskFundedSegregated assetsAutomatic enrolmentWorkforce of a single employerpredominantnilnilnilMultiple investment optionspartially mandatorypossiblenot possible  No NoNoNoNoRepresentation of employers and employeesYesNo 000,000,0000,00 000,000,000There are no IORPs established in Lithuania.201424/11/201504/07/2006 
LTLT-2Gyvybės draudimo sutartis, pagal kurią kaupiamos profesinės pensijos|Life assurance contracts under which occupational pensions are accumulated (contracts with no guarantees when all the investment risk is borne by the sponsoring undertaking)LT-2.1IORP art.4 YesNooccupationaloccupationalmandatoryvoluntaryDCfull exposure to investment riskFundedAutonomous entityAutomatic enrolmentWorkforce of a single employerpredominantnilnilnilMultiple investment optionspartially mandatorypossiblenot possible  No NoNoNoNoNo representationYesNo 000,000,0000,00 000,000,000There are no IORPs established in Lithuania.201424/11/201504/07/2006 
LTLT-3Gyvybės draudimo sutartis, pagal kurią kaupiamos profesinės pensijos|Life assurance contracts under which occupational pensions are accumulated (contracts providing cover against biometric risks and/or guarantee either an investment performance or a given level of benefits)LT-3.1IORP art.4 YesNooccupationaloccupationalmandatoryvoluntaryDB contribution - basedNo exposure to investment riskFundedAutonomous entityAutomatic enrolmentWorkforce of a single employerpredominantnilnilnilNo investment optionspartially mandatorypossiblenot possible  No NoNoNoNoNo representationYesNo 000,000,0000,00 000,000,000There are no IORPs established in Lithuania.201424/11/201504/07/2006 
LTLT-5Pensijų kaupimo sutartis|Pension accumulation schemesLT-5.1NELUCITSYesYespersonalpersonalnot possiblenot possibleDCfull exposure to investment riskFundedSegregated assetsVoluntaryIndividualsnilpredominantimportantnilMultiple investment optionspartially mandatorypossiblenot possible  Yes YesYesNoNoNo representationNoNo 000,000,0000,00 227014201624276997,45277931,180 201424/11/201501/01/2004 
LTLT-6Papildomo savanoriško pensijų kaupimo sutartis|Supplementary voluntary pension schemesLT-6.1UCITS YesNopersonalboth occupational and personalvoluntaryvoluntaryDCfull exposure to investment riskFundedSegregated assetsVoluntaryBoth workforce and individualsimportantimportantimportantnilMultiple investment optionspossiblepossiblenot possible  Yes NoNoNoNoNo representationNoYes 000,000,0000,00 342373993337,7547,580 201424/11/201501/01/2005 
LTLT-7Gyvybės draudimo sutartis, kai investavimo rizika tenka draudėjui|Life assurance contracts when all the investment risk is borne by the policyholderLT-7.1LAD YesNopersonalboth occupational and personalvoluntaryvoluntaryDCfull exposure to investment riskFundedAutonomous entityVoluntaryBoth workforce and individualsimportantimportantlimitednilMultiple investment optionspossiblepossiblepossible  Yes NoNoNoNoNo representationNoYes 000,000,0000,00 000,000,000Data on pension insurance products is not available, as it is included in the general statistics for life insurance companies.201424/11/201501/01/1999 
LTLT-8Gyvybės draudimo sutartis|Life assurance contracts providing cover against biometric risks and/or guarantee either an investment performance or a given level of benefitsLT-8.1LAD YesNopersonalboth occupational and personalvoluntaryvoluntaryDB contribution - basedNo exposure to investment riskFundedAutonomous entityVoluntaryBoth workforce and individualsimportantimportantlimitednilNo investment optionspossiblepossiblepossible  Yes NoNoNoNoNo representationNoYes 000,000,0000,00 000,000,000Data on pension insurance products is not available, as it is included in the general statistics for life insurance companies.201424/11/201501/01/1994 
SESE-5Särskild redovisning av pensionsskuld | Book reservesSE-5.1NELNELYesNooccupationaloccupationalmandatorynot possibleDBAt least capital guaranteedBook reservesBook-reservesMandatoryWorkforce of a single employerpredominantnilnilnilMultiple investment options100%mandatorynot possiblenot possible  No YesNoNoYesRepresentation of employers only NoYes(4.2) Not applicable. The owners decide.000,000,0000,00No quantitative reporting. Secured by credit insurance.000,000,000 201320/11/201501/07/1991 
SESE-5Särskild redovisning av pensionsskuld | Book reservesSE-5.2NELNELYesNooccupationaloccupationalmandatorynot possibleDC with guaranteesAt least capital guaranteedBook reservesBook-reservesMandatoryWorkforce of a single employerpredominantnilnilnilNo investment options100%mandatorynot possiblenot possible  No YesNoNoYesRepresentation of employers only NoYes(4.2) Not applicable. The owners decide.000,000,0000,00No quantitative reporting. Secured by credit insurance.000,000,000 201320/11/201501/07/1991 
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