General good provisions

​​​​​​​​​​The compilation of examples of key General Good provisions published herein is intended to promote transparency for cross-border activity in accordance to Article 9 of EIOPA Regulation. It lists some of the requirements to be observed by insurance undertakings and/or intermediaries that intend to carry on business in EU/EEA Member State(s).

General good provisions by category for intermediaries and undertakings (pdf file)

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1​Intermediaries
2Undertakings

General good provisions by category for intermediaries and undertakings (links)

​Country​Actor​Language
Austria (for occupational pension schemes) ​Financial Market Authority (FMA) ​English
Austria (for undertakings)​Financial Market Authority (FMA) ​English
Belgium (for intermediaries)​Financial Services and Markets Authority (FSMA) ​English
Belgium (for undertakings)​National Bank of Belgium (NBB) ​English
Bulgaria (for undertakings and intermediaries)​Financial Supervision Commission (FSC) English
Croatia (for undertakings and intermediaries)​Croatian Financial Services Supervisory Agency (HANFA) English
Cyprus (for undertakings and intermediaries)​Ministry of Finance, Insurance Companies Control Service (ICCS) ​English
Czech Republic (for undertakings and intermediaries)​Czech National Bank (CNB)​English
Denmark (for undertakings and intermediaries)​Finanstilsynet (Danish FSA) English
Denmark (for undertakings and intermediaries)​Finanstilsynet (Danish FSA) ​Danish
Estonia (for intermediaries)​Finantsinspektsioon Financial Supervision Authority (EFSA) ​English
Estonia (for undertakings)​Finantsinspektsioon Financial Supervision Authority (EFSA) ​English
Finland (for intermediaries)​Finanssivalvonta Financial Supervisory Authority (FIN-FSA) ​English
Finland (for undertakings)​Finanssivalvonta Financial Supervisory Authority (FIN-FSA)​English
France (for undertakings and intermediaries)​Autorité de contrôle prudentiel (ACP) ​English
France (Insurance code, Book 1: The contract)​Autorité de contrôle prudentiel (ACP) Legislative provisions ​French
France (Insurance code, Book 1: The contract)​Autorité de contrôle prudentiel (ACP) Decrees​French
France (Insurance code, Book 1: The contract)​Autorité de contrôle prudentiel (ACP) Ministerial orders ​French
France (Insurance code, Book 2: Compulsory insurance)Autorité de contrôle prudentiel (ACP) Legislative provisions​French
France (Insurance code, Book 2: Compulsory insurance)​Autorité de contrôle prudentiel (ACP) Decrees French​
France (Insurance code, Book 2: Compulsory insurance)​Autorité de contrôle prudentiel (ACP) Ministerial orders​French
France (Insurance code, Book 5: General agents, brokers and other intermediaries of insurance and capitalisation)​Autorité de contrôle prudentiel (ACP) Legislative provisions​French
France (Insurance code, Book 5: General agents, brokers and other intermediaries of insurance and capitalisation)​Autorité de contrôle prudentiel (ACP) Decrees​French
France (Insurance code, Book 5: General agents, brokers and other intermediaries of insurance and capitalisation)​Autorité de contrôle ​prudentiel (ACP) Ministerial orders ​French
Germany (for undertakings and intermediaries)​Federal Financial Supervisory Authority (BaFin) ​German
Greece (for undertakings)​Bank of Greece​English
Hungary (for undertakings and intermediaries)​Magyar Nemzeti Bank (MNB)​Hungarian
Hungary (for undertakings and intermediaries)​Magyar Nemzeti Bank (MNB)​English
Iceland (for undertakings and intermediaries)​Financial Supervisory Authority (FME) ​English
Ireland​Health Insurance Authority (HIA) ​English
Ireland (for intermediaries)​Central Bank of Ireland ​English
Ireland (for life insurance undertakings)​Central Bank of Ireland​English
Ireland (for non-life insurance undertakings)​Central Bank of Ireland ​English
Ireland (Freedom of Establishment/Services)​Central Bank of Ireland ​English
Italy (for intermediaries)​Istituto per la Vigilanza sulle Assicurazioni (IVASS) ​English
​Italy (for undertakings)​Istituto per la Vigilanza sulle Assicurazioni (IVASS)​ ​English
Latvia (for undertakings and intermediaries)​Financial and Capital Market Commission (FCMC) ​English
Liechtenstein (for intermediaries)​Financial Market Authority (FMA) ​English
Liechtenstein (for undertakings)​Financial Market Authority (FMA) English​
Lithuania (for intermediaries)​Bank of Lithuania ​English
Lithuania (for undertakings)​Bank of Lithuania​English
Luxembourg (for undertakings and intermediaries)​Commissariat aux Assurances ​French
Malta (for intermediaries)​Financial Services Authority (MFSA) ​English
Malta (for undertakings)​Financial Services Authority (MFSA) ​ English
Malta (for undertakings)​Financial Services Authority (MFSA) ​English
Netherlands (for undertakings and intermediaries)​De Nederlandsche Bank (DNB) ​Dutch
Norway (for intermediaries)​Finanstilsynet Financial Supervisory Authority (FSA) ​English
Norway (for undertakings)​Finanstilsynet Financial Supervisory Authority (FSA) ​English
Poland (for undertakings and intermediaries)​Financial Supervision Authority (KNF) ​English
Poland (for undertakings and intermediaries)​Financial Supervision Authority (KNF) ​Polish
Portugal (for intermediaries)​Instituto de Seguros de Portugal (ISP) ​Portuguese
Portugal (for intermediaries)​Instituto de Seguros de Portugal (ISP) ​English
Portugal (for undertakings)​Instituto de Seguros de Portugal (ISP) ​Portuguese
Portugal (for undertakings)​Instituto de Seguros de Portugal (ISP) Freedom to Provide Services ​Portuguese
Portugal (for undertakings)​Instituto de Seguros de Portugal (ISP) ​English
Portugal (for undertakings)​Instituto de Seguros de Portugal (ISP) Freedom to Provide Services ​English
Portugal (for undertakings)​Instituto de Seguros de Portugal (ISP) Freedom of Establishment ​English
Romania​Insurance Supervisory Commission (CSA)​Romanian
Slovakia (for intermediaries)​National Bank of Slovakia ​English
Slovakia (for intermediaries)​National Bank of Slovakia​Slovak
Slovakia (for undertakings)​National Bank of Slovakia ​English
Slovakia (for undertakings)​National Bank of Slovakia ​Slovak
Slovenia (for undertakings)​Insurance Supervision Agency (AZN) ​English
Spain (for intermediaries)​Ministerio de Econom�a y Haciend, Direccion General de Seeguros y Fondos de Pensiones (DGFSP) ​English
Spain (for undertakings)​Ministerio de Econom�a y Hacienda, Direccion General de Seguros y Fondos de Pensiones (DGFSP)​English
Sweden (for undertakings and intermediaries)​Finansinspektionen, Financial Supervisory Authority ​English
United Kingdom (for undertakings and intermediaries)​Financial Services Authority (UK FSA) English​