Union-wide Strategic Supervisory Priorities 2024-2026

EIOPA identified two strategic objectives that should be monitored in cooperation with the national competent authorities: Financial robustness of insurance undertakings and consumer protection in a disruptive environment. Considering both objectives EIOPA identifies three specific areas to be considered as supervisory priorities. These areas will be revised in each year of this 3-year cycle in order to capture recent developments and trends. Other regular supervisory activities, not explicitly mentioned in this document, will also be carried out in parallel and complement the work on the priorities.

For 2025, EIOPA will focus on:

1. Risk transfers including the capacity and appropriateness of risk transfers
2. Value for money, including identifying products which may not offer value and making sure that insurance manufacturers monitor whether a product offers value throughout the lifetime of that product
3. DORA: achievement of supervisory convergence, particularly in relation to the supervisory approach to Day 1