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European Insurance and Occupational Pensions Authority

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  • General publications

The report on Big Data analysis the impact of big data on consumers and financial firms. Overall, the ESAs have found that while the development of Big Data poses some potential risks to financial services consumers, the benefits of this innovation currently outweigh these. Many of the risks...

Documents type
  • Report
Topics type
  • Big Data
  • Innovation
  • General publications

Statement by the European Supervisory Authorities (ESAs – European Banking Authority, European Insurance and Occupational Pensions Authority and the European Securities and Markets Authority)in response to industry requests relating to operational challenges in meeting the deadline of 1 March 2017...

Documents type
  • Supervisory statement
Topics type
  • Supervision
  • General publications

Since the portfolio of the insurers consists largely of bonds, out of which a significant weight consists of Government bonds, insurers are mainly exposed to interest rate risk and sovereign risk. We are motivated to contribute to the debate around the effect of the low yield environment and the...

Documents type
  • Thematic article
Topics type
  • Financial stability