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European Insurance and Occupational Pensions Authority

3266

Q&A

Question ID: 3266

Regulation Reference: (EU) No 2016/97 - Insurance Distribution Directive

Topic: Scope (Art. 1 IDD)

Article: 1(6)

Status: Rejected

Date of submission: 21 Feb 2025

Question

Under which regulations, the specific activities of an insurance intermediary located in Czech republic and authorized by Czech National Bank, would be able to intermediate reinsurance contracts for risk which are located in third countries? What are the reporting obligations under such a scenario for the intermediary towards the CNB.

EIOPA answer

If your question is focused on the Insurance Distribution Directive (IDD), please note that Article 1.6 of the said Directive states that :

“This Directive shall not apply to insurance and reinsurance distribution activities in relation to risks and commitments located outside the Union.”